Good morning! Its 76 degrees, I’m getting requests for pre-approval letters faster than I can write them, and I’ve got a big bowl of Lucky Charms in front of me as I write this. Does life get any better? I submit the answer is no! Okay, here’s some stuff for you to know:

Do you remember your first time?
When you’ve been married as long as I have, you start to reminisce. Mine was back in the summer of 1995. At 29 I started later than my friends, but I’ll never forget that glorious night when I attended my first First Time Homebuyer’s Seminar. I was clueless back then about buying a home but I ended up learning a lot of cool things, and meeting my realtor-to-be at the seminar. There are a lot of potential first-timers out there who are ready to buy, but are unclear of what’s involved. That’s where you come in because there has never been a better time to run your own seminar - and Perl Mortgage would like to help! We can speak at the seminar, help you organize it, and pay for a good chunk of it too. If you are interested in this, please contact me at 773.413.6242.

Pulling credit:
I am still offering a free credit pulling service for those of you that A. are trying to find renters, and/or B. are curious about your own credit. I’ve been getting flooded with requests but do my best to get back to you in a timely manner. Weekdays will be faster than weekends, but if you need credit pulled quickly just call me on the phone and I’ll get it for you.

Rates:
have edged up this week. I don’t know what that means. Some people say the economy is showing signs of recovery (which is bad for rates) but a 30yr fixed remains under 5%.

Trivia
Last week’s answer: Little Stevie Wonder. This week — Guess who turns 63 today and win a $5.00 Starbucks gift card. Just email me your answer. Who am I: “My last name is Sarkisian. I’ve won Grammy, Emmy, and Academy awards. Since the economy was so bad last year I listed my Malibu, CA home for only $45 million. I’ve dated Warren Beatty, Gregg Allman, Elvis, Gene Simmons, Tom Cruise, and Val Kilmer. My heart though will always be with my ex-husband whose epitaph on his tombstone reads, “And the beat goes on.”

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