Mortgage insurance, which is usually applied to any home purchased with a low down payment, is one way that the FHA helps to manage the risks of the housing market. Recently, new FHA regulations for mortgage insurance rates and premiums went into effect. Alex Margulis, one of PERL’s top mortgage advisors, helps explain the basics of mortgage insurance and how the new regulations will affect the future state of the housing market.

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Related Articles: Alex Margulis, FHA, mortgage insurance, regulations