Estate Planning:

In today’s economy, people often overlook financial and estate planning – but many will say that there’s no better time than the present to begin a relationship with a long-term estate planner. Lindsey Markus, an attorney concentrating in estate planning and asset protection at Chuhak and Tecson, P.C. joins Alex Margulis, Mortgage Advisor with PERL Mortgage.

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Seller Trends: A bulk of the media’s attention is focused towards first-time homebuyers. But what about sales trends in Chicagoland? Regine Norgle of R. Hawthorne Group joins PERL Mortgage’s Matt Cochran to discuss sales trends — and ways in which real estate agents and mortgage consultants partner throughout the homebuying process.

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Last week, current Federal Reserve Board Chair Ben Bernanke was reconfirmed for another four years by the United States Senate in a 70-30 vote. Who is Ben Bernanke, and what exactly does the Fed chair do? PERL Mortgage Advisor and top 200 producer Barry Schwartz explains the role of the Fed and its current leadership.

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If you search the words “Credit Repair” on Google, you’re likely to find nearly 21,000,000 results. So how do you separate the wheat from the chaff? PERL Mortgage Adviser and top 200 producer Barry Schwartz explains the concept of credit repair and offers real world solutions and steps to evaluate and improve credit ratings.

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The Real Estate Settlement Procedures Act, also known as RESPA, was passed by Congress in 1974. HUD is rolling out a series of new changes surrounding RESPA, the Good Faith Estimate, and the HUD-1 settlement statement all borrowers receive at closing. Attorney and Mortgage Consultant Dan Fogel discusses these changes and how they’ll affect the mortgage process from application to closing.

For more information, please visit this PDF article on the HUD website.

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