Podcast

PERL Podcast / All About the NASDAQ

Most people know about the New York Stock Exchange and it’s general history — but what is the NASDAQ — and how does it work? Top producer Barry Schwartz explains the in’s and out’s of the NASDAQ and some interesting developments it’s seen over the past decade.

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Small Business Owners: Find the Perfect Mix

The notion of leaving a 9-5 job and working from home is a reality for millions of Americans – and recently, with a massive shift in the nation’s real estate market, unique types of inventory have been converted to an emerging category in homebuying: the Live/Work loft.

A Live/Work loft is a residence zoned for a live/work situation (i.e.: living and working in the same building), allowing the borrower to, literally, run a business from home.

More and more existing business owners are considering live/work areas to save on commercial rental costs, and clients buying live/work units vary from attorneys to artists to musicians to furniture builders.  What’s more, the $8,000 first-time homebuyer tax credit extends to live/work residences!

All types of loan programs and products are available for live/work lofts – and loan approval and turnaround times are similar to those found in residential financing.

For more information on live/work spaces and how they might help you consolidate costs associated with your business and your home mortgage, call me today!

To listen to a podcast on Live/Work residences, please visit www.perlmortgage.com!

PERL Podcast: Jumbo Loans

Mortgage Consultant and SmartMortgageAdvice.com author Russell Martin discusses Jumbo (aka NonConforming) loans and how they’re determined through guidelines set by Fannie Mae and Freddie Mac .

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PERL Podcast: A Buyer’s Market

Special Guest Maria Thanasouras, Real Estate Agent, explains why we’re currently in a “buyer’s market” — and defines list vs. sales price ratios that help measure the state of the housing market.

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PERL Podcast: The Closing Process

Mortgage advisor Barry Schwartz explains the processes for purchase and refinance closings.

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