When faced with daunting expenses paired with a monthly mortgage payment on their home, many retirees consider a reverse mortgage as a way to supplement their income, eliminate their mortgage payment and access needed funds so they may comfortably age in place. A reverse mortgage allows homeowners to access their home’s equity while maintaining ownership, […]
About Enzo Fiorello
This author has yet to write their bio.Meanwhile lets just say that we are proud Enzo Fiorello contributed a whooping 13 entries.
Entries by Enzo Fiorello
As millennials become more established in their careers and start families, they are increasingly becoming the biggest segment of the home-buying market. According to the National Association of Realtors’ 2018 Home Buyer and Seller Generational Trends study—which evaluates the generational differences of recent home buyers and sellers—more than one-third of all home purchases in the […]
Whether you’re preparing to take early retirement or planning to ride off into the sunset during your Golden Years, you’ve likely thought about how nice it would be to enter into this stage of your life without having to pay a mortgage. Without those monthly payments to your home lender, you’d then have additional finances […]
Buyers in today’s housing market are faced with numerous challenges. A low housing inventory leads to increased competition and heftier prices for the homes that are for sale – and don’t forget about the rising interest rates! Here are 3 tips on how to successfully handle the tricky housing market. 1. Be patient, but lock […]
Buying your first home can be challenging, especially when it comes to understanding the importance of a good credit score and how much cash you should offer up for a down payment. Here are six tips that offer a crash course on the basics to help you get up to speed. 1. What do I […]
While most of the country is experiencing cool temperatures, spring is right around the corner. To help you prepare for the busy season of home buying, selling and refinancing season that lies ahead, we’re offering these 3 tips on how to make the most of a mortgage in February. 1. Have a low, long-term rate? […]
Once a hot commodity in the 2000s—when real estate values soared—HELOCs (home equity lines of credit, also known as second mortgages) have gained popularity as home values again reach new heights. Owning a home is a great way to plant roots and build wealth, and is typically a person’s most valuable asset, so if you […]
There’s been a huge increase in wire fraud occurring during the past couple of years, most notably with people who hack into e-mails, send wiring instructions for the closing that include their own wire instructions and then steal the proceeds from the purchase. That begs the question, “How do you safely purchase your home, when […]
Taking out a new mortgage loan with a new term and interest rate to replace your current mortgage loan can lead to a potential savings of hundreds of dollars a year. Benefits of refinancing include lower monthly payments, locked-in low rates, and additional cash on hand every month for purposes ranging from home repairs to paying […]
PERL Mortgage Inc. Names a Trio of New Loan Officers in Eagan Minnesota Former real estate lending executives join growing national lender PERL Mortgage has recently welcomed Nicole Rosandich, Lisa Kosse, Emily Wismer as loan officers for its location at 2600 Eagan Woods Drive, Suite 470, in Eagan, Minn. Rosandich entered the mortgage business in 1996 and has since been recognized as a Super Mortgage […]
The recently signed Republican Party tax plan is set to bring radical changes to tax rates, brackets, and deductions. A tax overhaul would affect America’s current and future homeowners due to lower limits on how much mortgage interest and property taxes can be deducted, along with whether interest on certain types of housing-related loans can […]
Considering taking the leap to homeownership? If you’re a first-time buyer, you should know that closing costs often can be a barrier to the home-purchasing process if you haven’t done your research. Here are some tips to help you understand what these fees are, with the goal of putting you in the prime position to […]
The information contained on this site is complete to the best of our knowledge and ability. While we will strive to update our website as often as we can, we are not responsible for any inadvertent inaccuracies, errors, types or omissions.
If you believe that there is an error on our site or you have any questions regarding our products, please contact us.
We value your business and want to hear from you.
PERL Mortgage, Inc
Equal Housing Lender
Illinois Residential Mortgage Licensee.
2936 W. Belmont Ave.
Chicago, IL 60618
Toll Free: 1-888-202-7490