There’s been a huge increase in wire fraud occurring during the past couple of years, most notably with people who hack into e-mails, send wiring instructions for the closing that include their own wire instructions and then steal the proceeds from the purchase. That begs the question, “How do you safely purchase your home, when […]
Taking out a new mortgage loan with a new term and interest rate to replace your current mortgage loan can lead to a potential savings of hundreds of dollars a year. Benefits of refinancing include lower monthly payments, locked-in low rates, and additional cash on hand every month for purposes ranging from home repairs to paying […]
PERL Mortgage Inc. Names a Trio of New Loan Officers in Eagan Minnesota Former real estate lending executives join growing national lender PERL Mortgage has recently welcomed Nicole Rosandich, Lisa Kosse, Emily Wismer as loan officers for its location at 2600 Eagan Woods Drive, Suite 470, in Eagan, Minn. Rosandich entered the mortgage business in 1996 and has since been recognized as a Super Mortgage […]
The recently signed Republican Party tax plan is set to bring radical changes to tax rates, brackets, and deductions. A tax overhaul would affect America’s current and future homeowners due to lower limits on how much mortgage interest and property taxes can be deducted, along with whether interest on certain types of housing-related loans can […]
Considering taking the leap to homeownership? If you’re a first-time buyer, you should know that closing costs often can be a barrier to the home-purchasing process if you haven’t done your research. Here are some tips to help you understand what these fees are, with the goal of putting you in the prime position to […]
What You Need to Know About JUMBO Mortgages Borrowers seeking large home loans today will find more lenders offering jumbo mortgages—loans for more than the 2018 conforming limits set by Fannie Mae and Freddie Mac, usually beginning at $453,100 for most parts of the country and reaching as high as $679,650 in some higher-priced real […]
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