PERL Mortgage Blog

Debt-to-Income Ratio: Its Importance When Qualifying for a Mortgage

Debt-to-income (DTI) ratio is the percentage of an individual’s monthly gross income that goes toward…
Read more
Document Signing

Bringing on a Mortgage Co-Signer

After searching for what seems like forever, you’ve finally found the ideal home. But when it comes…
Read more
Couple looking at a home

Closing Checklist For Home Buyers: What You Need to Know

As you’re nearing the end of your home-buying journey, you’ll want to avoid any hiccups. Here’s…
Read more
Document Signing

Help Your House Appraise for Top Value

Although your home has passed the inspection and the buyer has been pre-approved for a mortgage, the…
Read more
Confused looking at document

The Top Reasons Mortgage Applications Are Denied

Following the financial crisis of 2008, lending standards tightened.  Over the past 10 years, these…
Read more
How parents can play a big role in helping their children buy a home

How Parents Can Play a Big Role in Helping Their Children Buy a Home

With today’s rising home prices and interest rates—not to mention outstanding student loans—young…
Read more
How to gain an edge hero image

How to Gain an Edge Over All-Cash Buyers When Purchasing a Home

A cash buyer can perform and close quickly, as well as provide sellers with a sense of comfort. However,…
Read more
Reverse Mortgage header image

Could a Reverse Mortgage Loan be a part of a smart retirement plan?

When faced with daunting expenses paired with a monthly mortgage payment on their home, many retirees…
Read more
Millennials buy a home

Millennials Lead the Home-Buying Market

As millennials become more established in their careers and start families, they are increasingly becoming…
Read more
Elderly couple buy a home

The Best Ways to Retire Without a Mortgage on Your Home

Whether you’re preparing to take early retirement or planning to ride off into the sunset during your…
Read more
Top Three Mortgage Tips for March 2018 Header

Top Three Mortgage Tips for March 2018

Buyers in today’s housing market are faced with numerous challenges. A low housing inventory leads…
Read more
Six Mortgage Questions Header Image

Six Mortgage Questions First-Time Home Buyers Should Ask

Buying your first home can be challenging, especially when it comes to understanding the importance of…
Read more