As a full-service lender, PERL has access to a wide range of loan products and consistently finds competitive rates and programs to fit the unique needs of our clients. With our in-house operations, PERL is able to provide quick decisions on loan information that clients need throughout the lending process, leading to smooth and faster closings. We pride ourselves in building lifelong associations with our clients – and will help finance more than just your first home. We’ll continually manage your financing needs to secure your long term success.
After searching for what seems like forever, you’ve finally found the ideal home. But when it comes time to get a loan, you’re told you don’t qualify for a mortgage. That’s when you might consider getting a co-signer. Here are some advantages and disadvantages if you decide to go that route. You’ll also want to […]
https://perlmortgage.com/wp-content/uploads/2018/08/blog_hdr_082218.jpg4231211Enzo Fiorellohttps://perlmortgage.com/wp-content/uploads/2017/10/Perl-Mortgage-Tagline.pngEnzo Fiorello2018-08-22 14:54:292018-08-29 09:10:44Bringing on a Mortgage Co-Signer
As you’re nearing the end of your home-buying journey, you’ll want to avoid any hiccups. Here’s a checklist of tasks that buyers must complete before they move into their new home. The list covers five things that need to be squared away during the few days leading up to settlement. 1. Get final mortgage approval […]
https://perlmortgage.com/wp-content/uploads/2018/06/blog_hdr4.jpg4231211Enzo Fiorellohttps://perlmortgage.com/wp-content/uploads/2017/10/Perl-Mortgage-Tagline.pngEnzo Fiorello2018-06-14 10:23:302018-06-14 10:23:30Closing Checklist For Home Buyers: What You Need to Know
Although your home has passed the inspection and the buyer has been pre-approved for a mortgage, the property still needs to be appraised for the deal to close. Appraisers are highly important when it comes to the home buying and selling process. Whenever a mortgage is originated—for a buyer to help finance a home purchase or […]
https://perlmortgage.com/wp-content/uploads/2018/05/blog_hdr_053018-1.jpg4231211Enzo Fiorellohttps://perlmortgage.com/wp-content/uploads/2017/10/Perl-Mortgage-Tagline.pngEnzo Fiorello2018-05-30 11:38:272018-05-30 11:51:18Help Your House Appraise for Top Value
Following the financial crisis of 2008, lending standards tightened. Over the past 10 years, these standards have become less stringent but consumers are still finding their loan applications are being denied. There are many factors that are reviewed during this process but a few rise to the top. 1. Debt-to-income ratio Often referred to as […]
With today’s rising home prices and interest rates—not to mention outstanding student loans—young adults who have decided to purchase a house might want to consider asking their families for a cash gift or loan to help make the process more affordable. Below are some ways parents can help their children achieve their dream of homeownership. […]
https://perlmortgage.com/wp-content/uploads/2018/05/blog_hdr_050718-1.jpg4231211Enzo Fiorellohttps://perlmortgage.com/wp-content/uploads/2017/10/Perl-Mortgage-Tagline.pngEnzo Fiorello2018-05-07 14:53:482018-05-07 14:53:48How Parents Can Play a Big Role in Helping Their Children Buy a Home
A cash buyer can perform and close quickly, as well as provide sellers with a sense of comfort. However, that doesn’t mean that a serious buyer putting down 20 percent or more shouldn’t attempt to compete with the cash buyer—especially if they are gainfully employed; have cash reserves in addition to a down payment; have […]
https://perlmortgage.com/wp-content/uploads/2018/04/blog_hdr_042518-1.jpg4231211Enzo Fiorellohttps://perlmortgage.com/wp-content/uploads/2017/10/Perl-Mortgage-Tagline.pngEnzo Fiorello2018-04-25 12:45:132018-04-25 12:45:13How to Gain an Edge Over All-Cash Buyers When Purchasing a Home
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