Debt-to-income (DTI) ratio is the percentage of an individual’s monthly gross income that goes toward paying debt such as credit cards, car payments, and student loans. Most importantly, this equation plays a key role in the mortgage qualification process. Here are a few details on exactly what DTI is, and what it has to do […]
About Barry Schwartz
Originally from Wilmette, Illinois, Barry graduated from the University of Kansas in the late 80s and started working for Perl in 1997. How does a guy with horrible math scores on his ACTs become one of the country’s most successful mortgage brokers? Barry’s drive and motivation came from his first home buying experience. “When I bought my first home I was clueless, and the loan officer I worked with never lifted a finger to help me or answer any questions. Being on the other side of that negative experience drives me to make sure my clients feel the exact opposite. I’ll sometimes tell my clients up front that I will be holding their hand from start to finish, whether they like it or not.”
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PERL Mortgage, Inc
Equal Housing Lender
Illinois Residential Mortgage Licensee.
2936 W. Belmont Ave.
Chicago, IL 60618
Toll Free: 1-888-202-7490