Following the financial crisis of 2008, lending standards tightened. Over the past 10 years, these standards have become less stringent but consumers are still finding their loan applications are being denied. There are many factors that are reviewed during this process but a few rise to the top. 1. Debt-to-income ratio Often referred to as […]
About Jim Pomposelli
There are two key skills that Jim brings to his clients as a mortgage banker:
First, after working 12 years as an investment banker in mortgage-backed securities, he has the experience to work with the following products and services:
• First Time Home Buyer Expert
• Less than 10% Down Payment for Jumbo Loans
• Financing for Jumbo Investment Properties
• In-House Processing, Underwriting and Closing
• Multiple Options for Non-Warrantable Condos
• Foreign National Mortgage Products
• Home Equity Lines of Credit (HELOCs)
• Structures to Remove Mortgage Insurance
• VA Loan Specialists
• As Always, Competitive Rates and Fees
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PERL Mortgage, Inc
Equal Housing Lender
Illinois Residential Mortgage Licensee.
2936 W. Belmont Ave.
Chicago, IL 60618
Toll Free: 1-888-202-7490