Debt-to-income (DTI) ratio is the percentage of an individual’s monthly gross income that goes toward paying debt such as credit cards, car payments, and student loans. Most importantly, this equation plays a key role in the mortgage qualification process. Here are a few details on exactly what DTI is, and what it has to do […]
Danielle M Smith, borrower
Michelle and team Aponte were awesome!
Kyle Douglas, borrower
Michelle and Elizabeth were honestly so amazing to work worth. They went above and beyond to help me through the whole process! Will hopefully work with again in the future! Thanks!
Katrina Wilkins, borrower
Michelle and Elizabeth Aponte were wonderful and so very helpful! I have recommended them to family and friends that are looking to purchase a home. They did a great job!
Vladislav Nacu, borrower
Good experience, Michele is super professional, thanks
Scott Kane, borrower
Extremely painless process. Using the electronic media made it a great experience.
Gennady Vatel, borrower
Service was excellent! Smooth transaction From the beginning to the end. Michelle and Elizabeth were very professional. They kept us informed throughout the process. We’re very, very happy with the service and referred our friends to Pearl Mortgage.
Morgan Booth, borrower
The team was so patient, very helpful & informative!
Cheryl Auston, borrower
Michelle Aponte has been extremely knowledgeable and helpful throughout the refinance process. I have worked with her on two occasions and she has always professionally guided me through the process. In addition, if other concerns have come up along the way, she has connected me with the appropriate person to assist me at that time. I would highly recommend her to others.
Domenico Sparano, borrower
Very professional & great service!
Angelina R Guagliardo, borrower
Michelle Aponte was very helpful throughout this whole process. I am a first time home owner, and she really helped me when it came not only to loan information, but to what to look for when house hunting as well. I will definitely recommend her to friends and family.
Melissa R Schaefer, borrower
Perl Mortgage had great customer service. They were by our side throughout the entire process and were more than helpful.
Nixie J Rosa, borrower
Michelle was amazing through the whole process. Christian and Elizabeth were great at helping us get our documents and everything needed for underwriting. Team Aponte made the whole process so easy and stress free.
Rite Martinez, borrower
Michelle and her team were professional, exceptionally responsive, and made themselves available for any questions or concerns. One specific thing her team did well is that they assured you that no question was a bad question. They never made you feel that your questions were inappropriate or a waste of their time. This is key to personalize a process that is primarily conducted online. Kudos to Michelle and her team!
John Doe, Los Angeles
Fantastic, Patient and Helpful Christian was amazing throughout my entire loan and escrow process. I am a first time buyer and he patiently answered every question I had. Additionally, if I needed to go over documents I was signing, he was willing to go over every word of them with me in real time if needed. He basically walked me through every step of the way leaving no room for misunderstanding… Read More »